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Home price Down payment Interest rate (%) Term Property tax (%/yr) Insurance ($/yr) HOA ($/mo) PMI ($/mo)

Home price Down payment Interest rate (%) Term Property tax (%/yr) Insurance ($/yr) HOA ($/mo) PMI ($/mo)

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Metric	Scenario A	Scenario B	B − A

The comparison is descriptive, not a recommendation. Liquidity, closing costs, taxes, and other financial considerations may matter too.